Marketing Automation

Fostering Co-Marketing & Referral Relationships

5 mins read
May 30, 2023
By
Total Expert

Our Salesforce Value Realization series has looked at strategies to set up loan officers (LOs) for success on Salesforce—specifically by giving them purpose-built tools to make sense of the rich customer and prospect data captured in Salesforce, then put it into action. Co-marketing is typically the most important lead-gen channel for LOs, making it a key focus for driving LO adoption of Salesforce. The questions are: How can you help less-experienced LOs build healthy referral networks, and how can you help more-experienced LOs efficiently manage their existing co-marketing relationships?

Once again, the critical strategy is layering on a vertical-specific toolset built to integrate with the horizontal Salesforce platform, to help LOs automatically pull out CRM data to make it actionable and usable.

Why co-marketing support is critical for Salesforce adoption

Veteran LOs may hate to admit it, but most homebuyers’ first call isn’t to an LO; it’s to a real estate agent. Right or wrong, most people think about finding the perfect home before they think about paying for it.

We should give real estate agents a little credit, too: from bus benches and billboards to sponsoring community events and other grassroots outreach, real estate agents are some of the most proficient marketers out there.

As the old saying goes, “If you want to go fast, go alone. If you want to go far, go together.” Joining forces in co-marketing relationships creates a powerful, natural synergy that enhances value for the homebuyer while providing long-term growth opportunities for LOs. In fact, most LOs already get the majority of their referrals through partnerships with real estate agents.

Through Total Expert’s integration with Salesforce, LOs can begin managing co-marketing relationships with real estate partners. This goes beyond just managing a contact record in Salesforce. It means partnering with realtors within the Total Expert platform when it comes to building out marketing materials as they grow their presence in local markets. It also means properly splitting costs with those partners when producing rate and listing flyers to ensure they are complying with RESPA requirements.

Fortunately, Total Expert helps take LOs tackle one of the biggest challenges (and pains) of co-marketing: the time-consuming process of creating and managing all the materials that make a co-marketing relationship successful. From flyers, leave-behinds, and single-property websites, we’ll take the hassle out of managing your co-marketing relationships and all the associated materials.

Here’s how Total Expert’s purpose-built functionality can help LOs make the most of Salesforce:

Leverage a library of high-quality co-marketing templates

LOs aren’t graphic designers. They shouldn’t be spending their time creating open house flyers. At best, it takes time away from direct customer interactions. At worst, it’s actually hurting the co-marketing partnership—leading to inconsistent and low-quality marketing materials.

Total Expert gives LOs immediate access to a wide library of templates for co-marketing materials: open house flyers, rate flyers, and other materials to create a complete and cohesive co-marketing package. LOs get substantial time back while lending organizations get the peace of mind and protection of pre-built templates that are fully RESPA-compliant, with functionality that makes it easy and intuitive to split costs with referral partners.

Create custom single-property sites with point-and-click workflows

Homebuyers increasingly expect the convenience of single-property websites where they can find all the relevant info on a listing. But LOs also aren’t web designers. And they shouldn’t have to engage an expensive vendor just to create a single-property website.

LOs can use Total Expert’s pre-built site templates—with point-and-click, drag-and-drop workflows—to quickly customize a site that pulls in pre-configured data feeds such as a property’s historical valuation and forecasted appreciation, key neighborhood data, and more. Adding a lead form to the site automatically funnels contact data back into Salesforce to feed Total Expert’s insight-triggered lead nurture journeys.

Automatically pull in the right information

Because Total Expert’s integrates directly with 90% of the MLS providers, we’re able to quickly populate co-marketing materials and single-property websites with property descriptions and photos, ensuring accuracy for LOs and their partners. Additional integrations with Great! Schools powered by Google provide listing flyers with local information relevant to potential home buyers.

By automating this type of data collection, LOs can put a greater focus on developing relationships with their potential customers and real estate partners while delivering best-in-class materials that drive deeper engagement and higher conversions.

Track results with automated dashboards

The reality is that not all co-marketing partnerships are worth LOs’ time. On the other hand, some are particularly fruitful. The challenge is effectively (and quickly) differentiating the high-and low-performing relationships, to properly allocate time.

When your LOs create co-marketing materials and websites through Total Expert, relevant lead generation and performance data is automatically aggregated and populated into a co-marketing dashboard view. LOs can easily see which referral relationships are producing the results they want, so they can invest time and resources accordingly.

Give LOs the tools to be agents’ best friends

Giving LOs purpose-built co-marketing tools offers needed guidance to less-experienced LOs and valuable time-savings to more experienced LOs. But on a broader level, the ability to easily and efficiently create a complete package of high-quality, customized co-marketing materials makes an LO an even more valuable partner for busy, successful real estate agents.

Empowered with these purpose-built, vertical-specific capabilities that layer seamlessly on top of the Salesforce CRM, your LOs can confidently take on the responsibility of creating co-marketing collateral—building and fostering these vital referral channels to bring new leads into their pipeline.

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Meet the Partner: Birdeye

Birdeye is the #1 Agentic Marketing Platform for multi-location brands. Financial institutions use Birdeye to manage their online presence, collect and respond to customer reviews, monitor local listings, and turn customer feedback into actionable growth intelligence. Birdeye’s platform unifies the marketing stack to help lenders, banks, and credit unions build trust at scale—branch by branch, advisor by advisor—so every part of the organization is earning customer confidence before, during, and after the relationship begins.

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For most financial institutions, the customer relationship begins when someone fills out an application, walks into a branch, or picks up the phone. But that’s not when your customer’s journey begins.

Long before a borrower reaches out, they’ve already started forming an opinion about you, your competitors, realtors, and the mortgage industry in general. They’ve searched for lenders in their area, read reviews, seen the news, and talked to family, friends, and coworkers. They’ve probably even asked Claude or ChatGPT to compare rates from local banks and credit unions. They’ve scanned branch listings, looked at star ratings, and made a shortlist of their top choices. They’ve done a lot. And all without ever speaking to a single person on your team.

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The shift happening right now in borrower discovery

Borrower behavior has changed in ways that most financial institutions haven’t fully caught up with yet. For a long time, reputations in financial services were built through branch relationships, local presence, referrals, and personal trust. Those things still matter but, today, trust is often built or lost before a borrower ever speaks to a loan officer, banker, or advisor.

A borrower may first meet your brand through a Google search, an online review, a branch listing, a social post, or an AI-generated answer. They may ask AI platforms which lender is best for first-time homebuyers, which credit union has the best service, or which local bank is easiest to work with. In that moment, your reputation isn’t just what your brand says. It’s what the digital ecosystem can find, understand, and validate about you.

The data backs this up. Birdeye’s State of Online Reviews 2026 report found that review volume grew 30.7% year over year in 2025, with Google capturing nearly 80% of all reviews. Meanwhile, McKinsey describes AI-powered search as the “new front door to the internet,” with research showing that half of consumers already use AI-powered search and that AI search could influence $750 billion in revenue by 2028.

For financial institutions, this matters because trust is a product you can’t put a price on. People are making decisions about homes, savings, credit, and their financial future. If your branch information is inaccurate, your reviews are negative or outdated, or customer feedback goes unanswered; you may lose the borrower before the relationship even starts.

What Birdeye does and why it matters for financial institutions

Birdeye replaces fragmented point tools with one full-cycle platform. Instead of forcing small teams to manually update data, custom AI agents execute marketing playbooks autonomously across hundreds of locations. For financial institutions, it helps manage the full digital presence of every branch, advisor, and location—at scale.

In practical terms, that means:

  • Keeping branch and location data accurate and consistent across every major listing platform and search engine
  • Collecting customer feedback and reviews at key moments in the borrower journey
  • Monitoring and responding to reviews across Google and other platforms—quickly and at scale
  • Surfacing customer experience signals by branch, loan officer, product line, or market so teams can identify where trust is strong and where it’s breaking down
  • Building the content, consistency, and credibility signals that AI-driven answer engines use to recommend businesses to consumers

Birdeye’s State of AI Search 2026 report found that in an analysis of ChatGPT, Gemini, and Perplexity, 80% of brands were cited at least once in AI-generated answers—but only 15% held the top citation position with their own owned domain. AI search rewards clarity, structure, and consistency. The financial institutions that win in AI-driven discovery will be the ones with the most trusted, complete, and credible local footprint.

That’s exactly what Birdeye is built to create.

How Total Expert and Birdeye work together

Most financial institutions don’t have a data problem. They have a connection problem.

Customer signals are everywhere: CRM records, reviews, surveys, branch interactions, loan officer conversations, and servicing feedback. The issue is that these signals often sit in separate systems. So, by the time a team sees the pattern, the moment to act has already passed.

Total Expert helps financial institutions manage customer engagement and relationship journeys. Birdeye helps them capture feedback, manage reputation, improve local visibility, and turn customer signals into action. Together, they connect the relationship layer with the reputation and experience layer—so the intelligence flows in both directions.

Here’s how the integration works in practice:

  • Lenders can request feedback from borrowers at important moments in the relationship journey—after an application, closing, branch visit, or servicing interaction
  • Survey responses and customer experience scores from Birdeye can flow back into Total Expert, giving relationship teams visibility into how borrowers are feeling inside the systems they already use every day
  • A positive review can strengthen local visibility and reinforce trust in that branch or advisor’s digital presence
  • A negative review or recurring complaint can trigger service recovery or escalation—before it becomes a bigger problem
  • Patterns in feedback data can become operational priorities, helping regional or branch leaders identify where the experience is breaking down and course-correct quickly

This is the shift financial institutions need to make: feedback shouldn’t sit in a dashboard. It should move into the daily workflow of the business.

From reactive to proactive: the future of experience-driven growth

The traditional model of reputation management was reactive. A customer leaves a review. Someone responds. A report gets created. Maybe a trend reaches leadership weeks later.

That model is too slow for how borrowers make decisions today.

PwC’s 2025 Customer Experience Survey found that 52% of consumers stopped using or buying from a brand after a bad product or service experience, and 29% stopped because of poor customer experience online or in person. Experience isn’t a soft metric. It directly affects loyalty and growth.

Together, Total Expert and Birdeye give financial institutions the tools to move earlier and act faster. AI can help teams listen at scale—bringing together signals from reviews, surveys, social channels, listings, and CRM systems. It can help teams act faster by identifying urgent issues, drafting responses, routing follow-ups, and giving branch and regional leaders clear next steps. And it can help leaders see what’s working: which branches are earning the strongest trust, which loan officers are creating the best borrower experience, and which themes are driving referrals and conversion.

This is where reputation management becomes something bigger: experience-driven growth.

Accessible through the Expert Partner Network

For Total Expert customers, accessing Birdeye is straightforward through the Expert Partner Network—the same ecosystem where lenders can access a range of integrated tools and services designed to support every stage of the borrower journey.

Instead of standing up a new workflow or managing a separate vendor relationship, Birdeye’s capabilities become part of how your team already operates. The feedback loop between Birdeye and Total Expert means your relationship data gets smarter over time, your team sees the signals they need in the right context, and your borrowers experience a more consistent, responsive institution at every touchpoint.

The lenders who win will earn trust before the first conversation

Winning in today’s market isn’t just about having the best rates or the most loan products. It’s about being the institution borrowers find, trust, and choose—often before they ever pick up the phone.

The financial institutions that get ahead will be the ones treating reputation as an operating signal rather than a marketing metric. They’ll use customer feedback as real-time intelligence. They’ll build the kind of consistent, trusted digital presence that earns borrowers in a world where AI is increasingly answering the question, “Who should I work with?”

That’s what Total Expert and Birdeye make possible—together.

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